​​Patient Finance Solutions


Patient Finance Solutions and First National Bank of Omaha prioritize transparency and clarity.

This protects your patients' rights, and preserves your trusted doctor-patient relationship

See complete terms and conditions on First National Bank of Omaha application page.

See "other program" recent settlement illustrating importance of properly representing and explaining financing. 


Please apply for your own PFS Card managed by

First Bankcard/ First national bank of omaha

We are confident you will be impressed with the level of customer service

FNBO values you as a particularly special customer

Most physician applications will be automatically upgraded to Signature Visa at no additional cost, providing even greater benefits

Enrollment allows you to recommend this card to your patients with confidence, further building trust

thank you for enrolling in patient finance solutions

We are confident you will find this program

provides a valuable practice tool to promote elective non-covered medical services

As with all Credit Card based financing programs, including the other leading program, it is legally imperative to avoid misrepresenting this financing as "interest free".  Rather, it is interest deferred, as interest accrues from the date of purchase and is completely forgiven if charges are paid on time and in full by the end of the promotional period.   Unlike other Medical Credit Cards, interest is only charged on the UNPAID BALANCE at end of promotion (rather than the ENTIRE INITIAL PURCHASE) from the date of purchase